Anonymous
Hi everyone,

I was wondering what your advice would be for someone with HIV who is considering applying for insurance (for instance life or disability insurance). If someone has HIV that is well controlled how will it affect the insurance policy?

Thanks!
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Anonymous
Hi there and thanks for reaching out to the AIDS Vancouver Helpline. My name is Colin and I will try to help you today.

I understand you have questions about how someone's HIV status would affect their insurance eligibility or policies.

Unfortunately I don't have the information to be able to answer your question. There are hundreds of different types of policies and variables that affect one's insurance coverage and as we have no experience with insurance, there is simply not enough information for me to answer your question. For better results I would recommend contacting your specific insurance provider directly as their policies are likely more important and relevant than the condition of your health. Additionally, if you are contacting us from British Columbia, I would encourage you to reach out to our [Case Management Team](http://www.aidsvancouver.org/case_management) here at AIDS Vancouver who would be able to speak with you on the phone and help provide you with strategies and support for financing, social support and various other needs and services.

I hope I managed to give you some useful information and I hope you're able to find the answers you're looking for. Please feel free to reach out to us again if you'd like any more information, clarification, or case management support.

All the best,

Colin

AIDS Vancouver Helpline

Monday-Friday 10am-4pm (PST)

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